information practices and to the protection of privacy.
Effective Date: Novemeber 19, 2012
1. CHILDREN’S PRIVACY
FRA does not solicit or knowingly collect personally identifiable information from children under the age of 13. If FRA obtains actual knowledge that it
has collected personally identifiable information from a child under the age of 13, FRA will immediately delete such information from its database. Because
FRA does not collect personally identifiable information from children under the age of 13, FRA has no such information to use or disclose to third parties.
2. INFORMATION COLLECTION PRACTICES
(a) Traffic Data. Like most website operators, FRA automatically gathers information of the sort that browsers automatically make available, including: (i)
IP addresses; (ii) domain servers; (iii) types of computers accessing the Website; and (iv) types of Web browsers accessing the Website (collectively “Traffic
Data”). Traffic Data is anonymous information that does not personally identify You.
(b) Cookies. A “Cookie” is a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the
Your interests, to ensure that You do not see the same advertisements or informational messages repeatedly, and to store Your password so You do not have to re-enter it each time You visit
the Website. For additional information on FRA’s uses of Cookies, see the section concerning Information Use and Disclosure Practices/Traffic Data and Information Gathered Using Cookies, below.
(c) Personal Information. In order for You to use certain Services, You will be asked to provide FRA certain information that personally identifies You (“Personal Information”).
Personal Information includes, without limitation: (1) “Contact Data” (such as Your name, phone number, fax number, mailing address and e-mail address); (2) “Financial Data” (such as Your
credit/debit card number and expiration date); (3) “Business Data” (such as the name of your corporation or limited liability company (LLC), the name and address of your corporation or LLC’s
registered agent, the name and address of the directors and officers of your corporation or members or managers of your LLC, and the name of your trademark and the goods and/or services provided
under such trademark); and (4) Demographic Data” (such as Your gender and zip code). In each case, You will be asked to provide Personal Information; the Website will not gather it surreptitiously.
FRA may supplement the Personal Information You provide with additional Personal Information gathered from public sources or from third-parties (e.g., consumer reporting agencies) who may lawfully
provide such information to FRA.
You are under no obligation to provide Personal Information, with the caveat that Your refusal to do so may prevent you from using certain of the Services.
3. INFORMATION USE AND DISCLOSURE PRACTICES
(a) Traffic Data and Information Gathered Using Cookies.
FRA analyzes Traffic Data and information gathered using Cookies to help FRA better understand who is using the Website and how they are using it. By identifying patterns and trends in usage,
FRA is able to better design the Website to improve Your experience, and to serve You more relevant and interesting content and advertisements. From time to time, FRA may release Traffic Data and
information gathered using Cookies in the aggregate, such as by publishing a report on trends in the usage of the Website. FRA does not attempt to link information gathered using Cookies to Personal
(b) Personal Information
(i) Generally. FRA uses Your Contact Data to send You information about FRA and FRA’s products and services, and to contact You when necessary in
connection with the Services. FRA uses Your Financial Data to verify Your qualifications for certain Services and, when necessary, to bill You. FRA uses
Your Business Information to file corporate documents. FRA uses Your Demographic Data to customize and tailor Your experience on the Website. As with Traffic
Data and information gathered using Cookies, from time to time FRA may release Demographic Data in the aggregate, such as by publishing a report on trends in
the usage of the Website.
(ii) Disclosure Practices
Except under the following circumstances, FRA will keep Your Personal Information private, and will not share it with third parties.
• Disclosure to Governmental Agencies. FRA provides, among other services, business licensing filing services (collectively, “Filing Services”), which require the filing of official documents with certain federal, state, county, or local agencies (e.g. state offices of the secretary of the state) (collectively, “Governmental
Agencies”). In order to prepare and file such official documents, certain Personal Information provided by You must be disclosed to the appropriate Governmental
Agency. If You have requested Filing Services, you hereby acknowledge and agree that FRA will disclose certain pieces of Your Personal Information to the
appropriate Governmental Agency. You further acknowledge and understand that information received by Governmental Agencies may become public record and subject to
inspection and copying by the public. FRA IS NOT RESPONSIBLE AND HEREBY DISCLAIMS ALL RESPONSIBILITY AND LIABILITY FOR DISCLOSURE, SUBSEQUENT USE AND CONTINUED
PROTECTION OF YOUR PERSONAL INFORMATION PROVIDED TO, VIEWED, OR DOWNLOADED BY GOVERNMENTAL AGENCIES.
• Disclosure in Connection with Services. FRA discloses Personal Information to those who help it provide services, including those who perform technical,
administrative and data processing tasks such as hosting, billing, fulfillment, and data storage and security.
• By Law or to Protect Rights. FRA discloses Personal Information when required to do so by law, or in response to a subpoena or court order, or when FRA
believes in its sole discretion that disclosure is reasonably necessary to protect the property or rights of FRA, third parties or the public at large.
• Business Transfers; Bankruptcy. FRA reserves the right to transfer all Personal Information in its possession to a successor organization in the event
of a merger, acquisition, or bankruptcy or other sale of all or a portion of FRA’ assets. Other than to the extent ordered by a bankruptcy or other court,
• Unpaid Accounts. If You fail to pay any balance owed in consideration of services, FRA may, as permitted by law, report Your Personal Information,including without limitation Your unpaid balance, to consumer credit reporting services, collection agencies and others.
4. CONSENT TO RECEIVE EMAIL FROM FRA
By registering with the Website, you thereby consent to receive periodic email communications regarding the services. As part of registration, You may also elect to receive periodic email communications regarding special offers and other promotions (collectively, “Special Offers”). You may opt-out of receiving Special Offers at any time by (a) following the unsubscribe instructions contained in each Special Offer; or (b) sending an email to admin at FRA.com.
5. SECURITY OF PERSONAL INFORMATION
FRA has implemented and maintains reasonable security procedures and practices to protect against the unauthorized access, use, modification, destruction,
or disclosure of Your Personal Information.
6. LOST OR STOLEN INFORMATION
You must promptly notify us if Your credit, bank, other financial institution information, user name or password is lost, stolen or used without permission.
In such an event, we will remove that credit card number, bank account information, other financial institution information, user name or password from Your
account and updated our records accordingly.
7. USER ABILITY TO ACCESS, UPDATE, AND CORRECT PERSONAL INFORMATION
that all information You provide on any registration form or otherwise in connection with Your use of the Website and Services will be complete and accurate,
and that You will update that information as necessary to maintain its completeness and accuracy. To confirm the completeness and accuracy of, or make changes
to, Your Personal Information, visit Your personal profile. Through Your personal profile You may review and update Your Personal Information that we have already
8. THIRD-PARTY WEBSITES
inform Yourself of the privacy policies and practices (if any) of that Third-Party Website, and should take those steps necessary to, in Your discretion, protect
9. PROMOTIONAL ACTIVITIES
From time to time, FRA may conduct contests, giveaways and other promotions (collectively, “Promotional Activities”). Any information submitted in connection
to help FRA improve the Websites or Services. Any Personal Information provided to FRA in connection with any survey will be used only in relation to that